FHA Refinance Loans and FHA Loan Guidelines: Get an FHA purchase or refinance mortgage with a low down payment.

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FHA LOAN EXPERTS

See how we make the American dream a reality. Whether you're a first time homebuyer, moving to a new home or want to refinance your existing conventional or FHA mortgage, the FHA loan program will let you purchase a home with a low down payment and flexible guidelines. We have all the information to take care of your FHA mortgage research needs.

With no income limits or credit scoring, many people who can afford the monthly mortgage payments and have reasonable credit will qualify for an FHA mortgage.

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FHALoan.com is a private mortgage company specializing in fha home loans and is not associated with the federal government or HUD / FHA.

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	FREQUENT FHA HUD QUESTION # 7 [ -more questions- ] - - - - - - Q: What are discount points? A: Discount points allow you to lower your interest rate. They are essentially prepaid interest, With each point equaling 1% of the total loan amount. Generally, for each point paid on a 30-year mortgage, the interest rate is reduced by 1/8 (or.125) of a percentage point. When shopping for loans, ask lenders for an interest rate with 0 points and then see how much the rate decreases With each point paid. Discount points are smart if you plan to stay in a home for some time since they can lower the monthly loan payment. Points are tax deductible when you purchase a home and you may be able to negotiate for the seller to pay for some of them.