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GENESIS PROGRAM
The Genesis Program, also known as Grant America, offers down payment assistance to low and middle income home buyers. Buyers with an FHA loan or who are pre-approved for FHA mortgages qualify for this program.
- Grant America offers up to $34,000 in down payment assistance.
- This program for those buying new or resale homes.
- The seller must participate in the Grant America program and pay a fee.
Tell your realtor you want to buy a home using a seller in the Grant America program. Once you find a home you wish to buy, contact your loan officer. An application will be sent in your name for Grant America, which will send funds to approved buyers the day you close the deal.
Contact your loan officer if you have questions on the Grant America application process. Sellers must participate in the program. Your loan officer and realtor may be able to assist if the seller has questions about how to sign up.
Since the this program uses many of the same items needed for an FHA loan,
we suggest that you familiarize yourself with all the characteristics of FHA loans by
going to FHA Loan Program: Important Facts and then apply online.
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FHA HOME LOAN
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